Car insurance and teenagers

Teen Driver Scene UK insurance

High-risk drivers covered by UK insurance include teens. Their young age, inexperience and risky behavior result in higher premiums. Parents may be inclined to allow teens to drive yet conveniently fail to report their car access privileges to insurers. Allowing teens to drive is a privilege not an entitlement that should give parents and teens pause for thought.

Slam Scams
Among the different types of frauds and swindlers are insurance scams in which a criminal-minded driver ahead of the innocent driver orchestrates an accident by suddenly slamming on his or her brakes. Criminals often pick vulnerable targets for these scams, including those less aware and less experienced.

Car Crash Songs
When it comes to pop culture genres, teens are forever charging ahead. Car crash songs evolved in the 1950s when the rate of auto deaths swiftly increased. The UK experienced a peak period in 1966 when 7,985 were killed on the road. The record low came in 2009 when 2,222 people were killed. In 1964 "Dead Man's Curve" (Jan and Dean) involved the perils of auto racing. The Beach Boys sang a 1964 tribute to James Dean in "A Young Man is Gone". Meat Loaf sang a crash song "Bat out of Hell" in 1977. In 2000, Eminem sang about "Stan" who crashed with a passenger. In 2003, Kanye West's debut single "Through the Wire" recalled his 2002 wreck and survival.

British, and need to cut your car insurance costs? Have a look at temporary car insurance from e-personals.info or go here for part time car insurance. Need car insurance but short of money? Try car insurance no deposit

Glam Slams
Worldwide, millions of people are involved in auto and motor accidents, from the average person to celebrities. When it comes to auto parts and body parts, Lloyd's of London has stepped in to fill unusual insurance gaps to meet celebrity insurance coverage.

Top 5 Most Expensive Body Parts Insurance
$47 million legs, Michael Flatley
$10 million smile, America Ferrera
$7.4 million teeth, Ken Dodd
$1 million hair, Troy Polamalu
£250,000 taste buds, gourmet/critic Egon Ronay

Key Facts About Uninsured Motorists
It is illegal for drivers lacking legitimate insurance to drive. The Motor Insurers' Board (MIB) manages more than 30,000 yearly claims filed by parties injured in accidents involving uninsured and hit and run drivers.

Each year untraced and uninsured motorists take the lives of 160 people and injure another 23,000.

Each year uninsured motorists cost the economy more than £500m and saddle £30 on to the annual premium costs shouldered by honest motorist.

Since 2006, the MIB Database has been instrumental in enabling the Police seize over 400,000 uninsured vehicles. Nearly have of these seizures were destroyed.

During the prior 2 years, claims involving uninsured vehicles has decreased nearly 13%.

Penalties awaiting drivers without insurance include vehicle seizure, a penalty of £200, collection charge of £150, daily car storage fee of £20, and 6 points against their license. Vehicles are not released until insurance proof is presented.

Teen drivers may be eligible to receive UK insurance discounts for good grades or completion of driver training.